Rent Arrears Reminder Letter Templates (UK)

Choose a tone (gentle → formal). Replace placeholders and keep records of dates and amounts.

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1) Gentle Reminder (Friendly)

Subject: Rent payment reminder – [Property Address]

Dear [Tenant Name],

I hope you’re well. This is a quick reminder that the rent due on [Due Date] appears to be outstanding.

Amount due: £[Amount]
Payment reference: [Ref]
Payment method: [Bank details / link]

If you’ve already paid, please ignore this message. If you’re having any difficulties, please contact me so we can discuss options.

Kind regards,
[Landlord/Agent Name]
[Phone/Email]

2) First Formal Notice

Subject: Rent overdue – action required

Dear [Tenant Name],

Our records show that your rent payment due on [Due Date] has not been received.

Total arrears to date: £[Total]
Please arrange payment by: [Deadline Date]

If you believe this is an error, contact me immediately with proof of payment. If you are experiencing financial difficulty, please get in touch so we can discuss a repayment plan.

Yours sincerely,
[Landlord/Agent Name]

3) Second Reminder (Firm)

Dear [Tenant Name],

This is a further reminder that rent arrears remain outstanding for [Property Address].

Amount outstanding: £[Total]
Original due date: [Due Date]

Please pay by [Deadline] or contact me to agree a repayment plan. If I do not hear from you, I may need to take further steps to recover the arrears.

Yours sincerely,
[Landlord/Agent Name]

4) Final Reminder Before Escalation

Dear [Tenant Name],

Despite previous reminders, rent arrears remain outstanding.

Total arrears: £[Total]
Deadline to pay or contact us: [Deadline]

If payment is not received, or we do not agree a plan, the matter may be escalated for formal recovery.

Please treat this as urgent.

Yours sincerely,
[Landlord/Agent Name]

5) Offer a Repayment Plan

Dear [Tenant Name],

I understand circumstances can change. To help clear the arrears, I’m willing to agree a repayment plan.

Current arrears: £[Total]
Proposed plan: £[Amount] per [week/month] in addition to your normal rent, starting [Date].

Please confirm whether you agree, or suggest an alternative that you can realistically maintain.

Kind regards,
[Landlord/Agent Name]

6) Confirm Repayment Plan Agreed

Dear [Tenant Name],

Thank you for agreeing the repayment plan.

Arrears total: £[Total]
Plan: Normal rent + £[Extra] per [week/month]
Start date: [Date]
Review date: [Date]

Please ensure payments are made on time. If you foresee any problem, contact me immediately.

Yours sincerely,
[Landlord/Agent Name]

7) Missed Repayment Plan Payment

Dear [Tenant Name],

Our records show the repayment plan payment due on [Date] has not been received.

Missed amount: £[Amount]
Total arrears now: £[Total]

Please make payment within [X] days or contact me urgently to discuss. Continued missed payments may require further steps.

Yours sincerely,
[Landlord/Agent Name]

8) Arrears Due to Benefits Delay

Dear [Tenant Name],

I understand you mentioned a delay with benefits/universal credit. Please provide an update and any relevant reference details by [Date].

Current arrears: £[Total]

In the meantime, please make any partial payment you can, and we can agree a short-term plan until the situation is resolved.

Kind regards,
[Landlord/Agent Name]

9) Notice to Guarantor (If Applicable)

Dear [Guarantor Name],

Re: Rent arrears – [Tenant Name], [Property Address]

I’m writing to notify you that rent arrears have accrued under the tenancy agreement.

Total arrears: £[Total]
Period covered: [Dates]

Please ask the tenant to contact me urgently to arrange payment or a repayment plan. If the arrears remain unresolved, I may need to rely on the guarantor agreement.

Yours sincerely,
[Landlord/Agent Name]

10) Request a Meeting / Call

Dear [Tenant Name],

I’d like to arrange a short call/meeting to discuss the rent arrears and agree a realistic plan.

Total arrears: £[Total]
Suggested times: [Option 1], [Option 2], [Option 3]

Please confirm your preferred time, or suggest alternatives.

Kind regards,
[Landlord/Agent Name]

Disclaimer: This is general wording only. Always follow the correct legal process and avoid informal/forced actions.

Rent Arrears Reminder Letter (UK)

  • Best for: Tenant / Landlord
  • Format: Copy & paste / Download (choose what you offer)

Copy and customise this polite rent arrears reminder letter for UK tenancies.

[Your Name]
[Your Address]
[Postcode]

[Date]

[Tenant’s Name]
[Tenant’s Address]
[Postcode]

Subject: Rent arrears reminder – [Property Address]

Dear [Tenant’s Name],

I hope you are well. I am writing regarding the rent payment for the property at [Property Address].

According to my records, the rent due on [Due Date] has not yet been received. As at today, the outstanding balance is:

• Rent due: £[Amount Due]
• Period covered: [e.g., 01 Jan 2026 – 31 Jan 2026]
• Total outstanding: £[Total Outstanding]

If you have already made payment, please ignore this letter and accept my thanks. Otherwise, please arrange payment as soon as possible, ideally by [New Payment Deadline Date].

Payment details:
Account name: [Account Name]
Sort code: [Sort Code]
Account number: [Account Number]
Reference: [Reference to use]

If you are experiencing any difficulties, please contact me on [Phone Number] or [Email Address] so we can discuss a suitable way forward.

Thank you for your prompt attention.

Yours sincerely,
[Your Name]

Disclaimer

This template is for general information only and is not legal advice.